First Bank of Charleston First Bank of Charleston First Bank of Charleston
First Bank of Charleston First Bank of Charleston First Bank of Charleston
First Bank of Charleston First Bank of Charleston



First Bank of CharlestonFirst Bank of Charleston

Consumer Accounts

First Bank of Charleston offers uncomplicated personal banking deposit accounts such as checking, savings, certificates of deposit, and IRA's. The following is a brief description of each. A personal visit will provide more detail and your first view of how we are "shaking up service" to your advantage in the Charleston banking market.

First NOW Plus Checking*

This popular account offers competitive interest rates for higher balances.

Tiered interest rate schedule is based on balance of
  the account.

Avoid a monthly service charge of $25 by maintaining a
  minimum balance of $1000 or more.

Unlimited Check Writing

Debit Card

Check Images


First NOW Checking*

Our basic interest bearing account

Avoid a monthly service charge of $10 by maintaining a minimum balance of $500 or more.

Unlimited Check Writing

Debit Card

Check Images

Cashier Checks

Interest paid monthly on daily ledger balances of
  $500 or more


First Free Checking*

If you write a lot of checks and are tired of monthly service charges, this no-hassle checking account is for you! Plus, you get check images and a debit card.

After Initial Deposit of $100, No Required Minimum Balance

Cashier Checks

Unlimited Check Writing


CD’s or IRA’s*

Investing can provide peace of mind because of the insured security and steady increase in funds.

Regular and IRA Certificate of Deposits

A variety of terms available from 30 days to 66 months.

Minimum balance required for opening is $500


Regular Savings*

Interest paid and credited quarterly on daily ledger balance

Avoid monthly service charge by maintaining a balance of $100 or more

6 free withdrawals a month*

* A fee is imposed for more than six withdrawals or transfers to  another account of yours or to a third party by preauthorized or automatic transfers, telephone or computer transfers or by check,  draft, debit card or similar order to a third party. Transfers made in  person,   mail, at ATM or for loan payments at our bank are unlimited.

* Call 304.340.3000 or Come By to See Our Fee Schedule for Required Opening Deposits, Monthly Service Charges Early Withdrawal Penalties & Other Fees

 

Consumer Loans

First Bank of Charleston offers a variety of personal loan products to meet your credit needs.

Personal Loans

Home Equity Lines of Credit

Mortgages

Vehicle Loans

Construction Loans




Contact us today or visit our office for more information.
304-340-3000
304-340-3003 fax

304-340-3030 First Response
Banking Balances and Transfers by Telephone
Important Information On Opening New Accounts

To help the government to fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

FDIC Equal Housing Lender
First Bank of Charleston
First Bank of Charleston First Bank of Charleston First Bank of Charleston
 
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